If you have fallen behind repaying what you owe, and creditors are threatening to or have already garnished your wages, here are the things you should do.
Category Archives: Money
Working to Pay Off Debt? Doing These Eight Things Will Speed Up The Process
In order to get and stay out of debt, you have to shake things up. You need to change your thought patterns, financial habits, routines, and in some cases, your circle of friends.
Using A Wedding Loan To Pay For The Big Day Is A Bad Idea. Here’s Why
Marriage is a marathon, not a 100-yard dash. Instead of focusing on having the perfect wedding day focus on building a life together.
Hate Your Job? Here Are 5 Reasons Why You Should Quit
Working a job you loathe and perpetually chasing the dollar will make you far unhappier than wearing secondhand clothes and driving a hooptie.
Thinking About Having Kids? Here Are 7 Signs That You Are Financially Ready
How do you know that you are financially ready to handle the responsibility of starting a family? While there is no definitive answer to that question there are some benchmarks and indicators that can assist you in making this life-altering decision.
Thinking About Starting A Business When You Retire? Consider These 5 Things First
Starting your own business in retirement is a great way to spend your sunset years. However, before diving headfirst into the pool of startups, here are a few questions you need to ask yourself before starting a small business in retirement.
3 Reasons Why Your Small Business Needs An Emergency Fund And How To Start One
Most businesses fail due to a lack of preparation for the inevitable. Here are three major reasons your small business needs an emergency fund.
Gotten Off Track With Your Debt-Reduction Goals? Here Are 7 Things You Can Do To Quickly Recover
Just because you didn’t meet your debt payoff goal in the allotted time, doesn’t mean it’s time to quit.
Think you have a good handle on your debt? Here Are Five Signs You’re In Over Your Head
The ability to make the minimum payments on all your debts each month doesn’t constitute financial stability. Your credit card bills may not be keeping you up at night yet, but if you analyze your financial situation, you may find that you are closer to the edge than you think.
Retirement May Be Closer Than You Think. Here’s How To Plan For A Forced Early Retirement
Every working adult dreams of the day they can retire and take it easy. But for some, retirement is forced upon them sooner than expected. Retirement experts advise that in the face of this new trend, your retirement plan should include early retirement options and safeguards.
5 Key Things You And Your Financial Advisor Should Consider When Developing Your Financial Plan
Your financial plan should encompass your complete financial picture, including your goals and priorities.
Store Credit Cards: Are They Ever Worth The Value?
During the checkout process for most purchases, you are confronted with the question, “Will you be using your (insert store name) credit card to pay for your purchases today?” You respond, “No, thank you. I don’t have a store card.” Then comes the question: “Would you like to open an account with us today? You’llContinue reading “Store Credit Cards: Are They Ever Worth The Value?”
20 Part-Time Jobs That Will Give You Extra Cash And Time To Spare
A great way to–somewhat–maintain your work independence and still survive financially is to work a part-time job.
20 Safe and Legitimate Ways To Get Money In A Pinch
Everyone needs some cash from time to time. The ways listed here are quick ways to get a hold of some extra cash. The best way to avoid these money crisis is by living modestly and well below your means, saving for emergencies and following a budget.
Sneakers May Be A Better Investment Than Stocks… Seriously
At premium resale value some sneakers are resold for as much as 4,000 percent above their the original price. There are currently no other financial investments reporting that kind of return.
3 Essential Tips For Choosing The Right Credit Card
One of the most important things to do during the research phase is read the fine print. Understanding all of the conditions and terms of the agreement is one of the most critical pieces of this process.
Your Credit Cards Just Got More Expensive
For the vast majority of card-carrying consumers, rates are about to be higher than they were before the 2008 financial crisis.
Before Refinancing Your Home Make Sure You Do The Math
Refinancing your home at the right time and with the right terms could save you thousands of dollars long term. On the other hand, an ill-advised refinance could tack on years to your current mortgage and cost you thousands in out of pocket expenses.
7 Indicators That Can Determine How Long Your Marriage Will Last
There is no recipe or secret to making a marriage last, there are however some key indicators that you may be on the right track.
This Tax Season, Millions Will Have To Wait For Their Refund
In an effort to shore up its system and detect and prevent identity theft and fraud, the Internal Revenue Service (IRS) will be delaying the refunds of over 40 million low-income families this year.
The Art Of Giving Good Gifts
We’ve all been there. Despite our best intentions, we end up purchasing gifts that aren’t what recipients want or need. However, according to research, there is a methodology to being a good gift giver…
Everyone Is An Entrepreneur…Really?
Over half of start-ups fail within the first 5 years. The odds are stacked against you. Careful consideration must be given to how failure may impact you and more importantly those around you and those who depend on you and your income.
Mortgages Made Simple: A Beginners Guide For First Time Homebuyers
Buying a home – especially your first home – can be both an exciting and daunting endeavor. Find out everything you need to know to help you navigate the process and find the best home and terms tailored to suit your needs.
Balance Transfer Credit Card —What’s Really In It For You?
Transferring your balances to a low-interest credit card is a great idea if you are actively working to eliminate debt quickly and have the discipline not to incur new debt.