During the checkout process for most purchases, you are confronted with the question, “Will you be using your (insert store name) credit card to pay for your purchases today?” You respond, “No, thank you. I don’t have a store card.” Then comes the question: “Would you like to open an account with us today? You’llContinue reading “Store Credit Cards: Are They Ever Worth The Value?”
One of the most important things to do during the research phase is read the fine print. Understanding all of the conditions and terms of the agreement is one of the most critical pieces of this process.
For the vast majority of card-carrying consumers, rates are about to be higher than they were before the 2008 financial crisis.
Transferring your balances to a low-interest credit card is a great idea if you are actively working to eliminate debt quickly and have the discipline not to incur new debt.