Living a life of frugality can be exhausting and lonely. Here are some pitfalls you can expect to encounter on your journey and tips on avoiding them.
Author Archives: Hill Writing & Editing
Thinking About Retiring Early? Here Are 5 Things That Could Wreck Your Nest Egg
The earlier you retire, the longer your money has to last.
You Finally Got Your First Real Paycheck. Here’s What You Should Do Now
The old financial advice, “Pay yourself first” is still very true and should begin with your first paycheck.
Lost Your Job. Now Unemployment Benefits Are Ending. Here’s What You Should Do
The best thing to do immediately after you receive your first unemployment check is to plan on not receiving it.
6 Shopping Challenges That Will Keep You Bad & Bougie & On Budget
No matter what you’re trying to do — be “bougie on a budget,” upgrade your wardrobe, try out different styles, or give yourself a complete makeover — shopping challenges help you simultaneously accomplish your fashion and finance goals.
4 StepsTo Successfully Merging Money & Marriage
Money itself isn’t a homewrecker. It’s other issues — like communicating about money, your relationship with it, and your values associated with it — that cause problems. Here’s how to alleviate the tension associated with money matters.
Baby Boomer Parents Are Going Broke Helping Their Millenial Kids
Part of parenting is teaching children how to be resilient, creative, innovative and resourceful. Sometimes, the best way to teach them these things is by letting them go.
The Make Or Break Trait For Every Small Business. Do You Have It?
The key to success in business and in life is to be genuine and remain authentic.
Jail Time For Debt Nonpayment? The Answer To This And Other Tough Debt Questions
Forget what you heard from “momma and nem.” Here are real answers to seven tough debt questions.
Here’s How To Spring Clean Your Finances
While you are in the mindset of minimizing, organizing, and cleaning out the old, you should apply those same principles to your finances.
How to Make Ends Meet When You’re Raising Your Grandkids
The trend of grandparents serving as the primary caretaker of grandchildren has not only become common but it’s also becoming the new norm. And while grandkids are a gift from God, they are a very expensive gift that can wreak havoc on a grandparent’s pocketbook.
Your Self Talk Is Keeping You Broke, Fat And Unhappy. Here’s How To Change It
Excessive amounts of self-criticism is counterproductive because it leads to hyper-focusing on failures and flaws.
Here’s How To Bounce Back After A Financial Crisis
The ability to survive and recover from a significant financial setback depends on how well you are prepared before disaster strikes and how flexible and proactive you are during and after the event.
30 Podcasts Every Entrepreneur Should Hear
The Podcast is an easy, efficient, and portable way to get great information.
Top Five Financial Moves Every Single Should Make
Here is a list of the top five things that every single person should do with their finances
Contemplating Selling Your Small Business? Here Are 4 Signs That It’s Time
Selling your business isn’t the end of something good. It’s the start of something better.
Here’s Why You Should Make Your 5-Year-Old Pay Rent
Fiscal responsibility is one of the greatest things you can teach your children. Failing to teach them how to handle and relate to money will create a type of poverty in them than no amount of money can fix.
The Secret To Our 22 Years Of Marriage
“If both of you are putting each other first then no one comes second.”~Anonymous
Wage Garnishment: Here’s What To Do If This Happens To You
If you have fallen behind repaying what you owe, and creditors are threatening to or have already garnished your wages, here are the things you should do.
Working to Pay Off Debt? Doing These Eight Things Will Speed Up The Process
In order to get and stay out of debt, you have to shake things up. You need to change your thought patterns, financial habits, routines, and in some cases, your circle of friends.
Are You A Cry Baby? Research Proves You are Mentally Stronger Than Those Who Aren’t
Crying provides an effective channel and filter for worrisome thoughts and disturbing events. Frequently bottling up your emotions and withholding tears can lead to long-term psychological damage.
The Key To A Long-Lasting Relationship Isn’t Communication, Romance Or Even Love. It’s This
Any successful relationship must be rooted in love. However, love is not enough. Love brings bliss in the early stages of relationships, but it only grows and blossoms if it is tempered with this one special quality.
Using A Wedding Loan To Pay For The Big Day Is A Bad Idea. Here’s Why
Marriage is a marathon, not a 100-yard dash. Instead of focusing on having the perfect wedding day focus on building a life together.
Hate Your Job? Here Are 5 Reasons Why You Should Quit
Working a job you loathe and perpetually chasing the dollar will make you far unhappier than wearing secondhand clothes and driving a hooptie.
Thinking About Having Kids? Here Are 7 Signs That You Are Financially Ready
How do you know that you are financially ready to handle the responsibility of starting a family? While there is no definitive answer to that question there are some benchmarks and indicators that can assist you in making this life-altering decision.
Hill Writing & Editing 